Finance
Senior Treasury FX Analyst
Overview
At Western Union, we’re more than a trusted name in global payments. We’re moving beyond remittances, beyond cash, and beyond the expectations of our customers.
Our talented teams enable us to transform into a digital-first company, built on the strength of our retail foundation and powered by next-generation payments. All this with the goal of helping people prosper.
Our customers inspire us to push boundaries and create services that make life easier and communities stronger. Wherever you are in the world, we’re committed to shaping the next generation of financial experiences.
Join us as we go beyond and be part of a team that’s redefining what’s possible.
This is a key position within the company responsible for the execution of Western Union’s foreign exchange risk management programs and assuring we have the right currency in the right place at the right time to service the needs of our dynamic customer base.
This position will be responsible for the daily management of our FX hedging programs. The team is responsible for monitoring and hedging foreign currency exposures that arise from our core money transfer business. The Analyst will also be responsible for monitoring global wholesale foreign exchange markets to ensure we have accurate and timely FX rates within our core pricing systems.
Role Responsibilities
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Implementation and management of currency hedging programs for new product and service offerings
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Help manage all foreign exchange bank relationships and ensure efficient sourcing of foreign currencies
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Forecast underlying currency needs and ensure proper funding is in place to facilitate consumer transactions
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Manage and benchmark the wholesale FX rates used to price consumer money transfers
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The role will involve interaction with key stakeholder groups including regional business teams, corporate and settlement accounting teams, and technology teams
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Support internal and external stakeholder groups and provide education regarding foreign exchange markets, and risk hedging programs
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Ensure compliance with all key SOX controls
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Help maintain group policies and procedures governing FX risk management
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Ensure compliance with all global derivative regulatory frameworks (examples include Dodd Frank and EMIR)
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Work in close cooperation with Legal and Business teams to ensure compliance with local currency regulations and capital controls
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Help configure and maintain information in corporate Treasury Workstation
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Leverage automation and process improvement tools (e.g. Power Automate, Alteryx, etc) to optimize FX risk hedging, reduce manual work, and minimize errors
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Develop deep understanding of Western Union pricing and settlement mechanics to assist business teams and other stakeholders address complex ad hoc queries and issues
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Create and distribute various FX reports to key stakeholder groups
Role Requirements
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Bachelor’s degree in business, finance, or related subject matter.
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Must have experience and firm understanding of foreign exchange markets and hedging instruments
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Demonstrated critical thinking and evaluation skills
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Strong leadership, problem solving, relationship management, and communication skills
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Ability to manage multiple priorities and deadlines
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Strong math skills and an ability to make decisions under time constraints are also key
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Strong attention to detail
Applicants must be currently authorized to work in the United States on a full-time basis. Western Union will not sponsor applicants for work visas for this position.
Work Shift
HYBRID – Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.
BENEFITS AND OTHER DETAILS
Benefits
You will also have access to short-term incentives, multiple health insurance options, accident and life
insurance, and access to best-in-class development platforms, to name a few. Please see the benefits below specific to your country. If applicable, additional role-specific benefits will be mentioned during your interview process or in an offer of employment.
Your United States specific benefits include:
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Paid Time off
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Medical, Dental and Life Insurance
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Parental Leave
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Global Adoption Assistance
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4% Western Union Contribution to 401K
For residents of Colorado, California, Connecticut, Delaware, Minnesota, and Pennsylvania: Please do not respond to any questions on this initial application that may seek age-identifying information such as age, date of birth, or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information.
Salary
Annual base salary range is $90,000 to 100,000 USD per year. Total on-target compensation includes a base salary and short-term and long-term incentives that align with individual and company performance. Actual salaries will vary based on candidates’ qualifications, skills, and competencies.
Other Details
We are passionate about honoring our employee's identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.
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Estimated Job Posting End Date:
05-18-2026
This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.
Our customer is at the heart of everything we do. Learn more:
Apply Today!
About Western Union
Western Union Company is a global leader in cross-border, cross-currency money movement. Our omnichannel platform connects the digital and physical worlds and makes it possible for consumers and businesses to send and receive money and make payments with speed, ease, and reliability. With our global reach, Western Union moves money for better, connecting family, friends and businesses to enable financial inclusion and support economic growth.
Western Union Listens
We hold employee surveys through our employee engagement tool, Western Union Listens, benchmarking our results against global peers. We use the results to continually improve our culture and workplace, and encourage managers to review, discuss, and take action on survey findings with their teams.
In 2024, the employee participation rate reached 84%.
Western Union Game Changers Global Recognition Program
Recognition is a critical link to performance, inclusion, diverse ideas, and fostering a workplace where our employees connect, show their appreciation, and feel valued. At Western Union, our recognition is about moments that matter.
Get to know Western Union
As you read some of our employee stories from around the world, we hope you see yourself reflected in the work we do and the people who make up our diverse team.
