Compliance
Money laundering reporting officer – Western Union International Bank – Berlin
Overview
At Western Union, we’re more than a trusted name in global payments. We’re moving beyond remittances, beyond cash, and beyond the expectations of our customers.
Our talented teams enable us to transform into a digital-first company, built on the strength of our retail foundation and powered by next-generation payments. All this with the goal of helping people prosper.
Our customers inspire us to push boundaries and create services that make life easier and communities stronger. Wherever you are in the world, we’re committed to shaping the next generation of financial experiences.
Join us as we go beyond and be part of a team that’s redefining what’s possible.
Role Responsibilities
In this role, you will set the strategic direction for AML compliance, acting as the key point of contact for the FMA and European supervisory authorities. You will lead a team of experts, oversee AML frameworks, and ensure robust controls to prevent money laundering and terrorist financing. Your leadership will guide new products and markets, ensuring they meet the highest compliance standards while enabling innovation and customer trust.
- Main point of contact for German supervisory and law enforcement authorities as well as the Financial Intelligence Unit (FIU)
- Fulfilment of the function in accordance with Section 25h (7) of the German Banking Act (KWG)
- Independent handling and coordination of suspicious activity reports
- Ensuring reporting obligations to BaFin and other authorities
- Developing, implementing, and regularly updating internal policies and procedures to prevent money laundering and terrorist financing
- Defining and monitoring compliance requirements and their implementation across products, services, and new business areas
- Training and sensitizing internal staff on compliance and AML matters
- Close cooperation with the Managing Director and WUIB’s Head of Compliance and active contribution to business continuity planning
Role Requirements
- At least 5 years of relevant professional experience in compliance, AML – ideally in a complex financial or payment services environment
- A minimum of 3 years in a leadership or supervisory role
- A completed university degree, preferably in law, economics, or finance
- In-depth knowledge of applicable AML regulations, supervisory requirements, and payment-related products and processes
- Strong analytical and problem-solving skills
- Excellent communication skills in both German and English, written and spoken
- Experience working with regulatory authorities and internal stakeholders
- Ability to lead and motivate a team
Work Shift
HYBRID – Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.
BENEFITS AND OTHER DETAILS
Benefits
You will also have access to short-term incentives, multiple health insurance options, accident and life
insurance, and access to best-in-class development platforms, to name a few. Please see the benefits below specific to your country. If applicable, additional role-specific benefits will be mentioned during your interview process or in an offer of employment.
Your Germany specific benefits include:
- Short-term incentive programs
- Accident and life insurance
- First-class development platforms
- Contribution-based pension plan
- Group life insurance through the pension plan
Other Details
We are passionate about honoring our employee's identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.
#LI-MP2 #LI-Hybrid
Estimated Job Posting End Date:
07-31-2026
This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.
Our customer is at the heart of everything we do. Learn more:
Apply Today!
About Western Union
Western Union Company is a global leader in cross-border, cross-currency money movement. Our omnichannel platform connects the digital and physical worlds and makes it possible for consumers and businesses to send and receive money and make payments with speed, ease, and reliability. With our global reach, Western Union moves money for better, connecting family, friends and businesses to enable financial inclusion and support economic growth.
Western Union Listens
We hold employee surveys through our employee engagement tool, Western Union Listens, benchmarking our results against global peers. We use the results to continually improve our culture and workplace, and encourage managers to review, discuss, and take action on survey findings with their teams.
In 2024, the employee participation rate reached 84%.
Western Union Game Changers Global Recognition Program
Recognition is a critical link to performance, inclusion, diverse ideas, and fostering a workplace where our employees connect, show their appreciation, and feel valued. At Western Union, our recognition is about moments that matter.
Get to know Western Union
As you read some of our employee stories from around the world, we hope you see yourself reflected in the work we do and the people who make up our diverse team.
