Head of AML for Germany FX

Head of Compliance and Money Laundering Reporting Officer (MLRO) – Berlin

Would you like to play a critical role in monitoring and ensuring compliance with all legal obligations of our institution – particularly in the area of anti-money laundering (AML). Join Western Union as AML Compliance Officer. 
 

Motivated by our values: purpose driven, globally minded, and trustworthy & respectful 

We’re a FinTech that’s using insight from customers and colleagues worldwide to improve financial services for families, small businesses, multinational corporations, and non-profit organizations. We’re a team of over 8,000 employees serving 200 countries and territories. We believe when money moves, better things happen. 
 

Better requires process discipline, and simplification 

Your responsibilities will include:

• Main point of contact for German supervisory and law enforcement authorities as well as the Financial Intelligence Unit (FIU)
• Fulfilment of the function in accordance with Section 25h (7) of the German Banking Act (KWG)
• Independent handling and coordination of suspicious activity reports
• Ensuring reporting obligations to BaFin and other authorities
• Developing, implementing, and regularly updating internal policies and procedures to prevent money laundering and terrorist financing
• Defining and monitoring compliance requirements across products, services, and new business areas
• Training and sensitising internal staff on compliance and AML matters
• Close cooperation with the Managing Director and active contribution to business continuity planning

What you bring:

• At least 5 years of relevant professional experience in compliance, AML, or risk management – ideally in a complex financial or payment services environment
• A minimum of 3 years in a leadership or supervisory role
• A completed university degree, preferably in law, economics, or finance
• In-depth knowledge of applicable AML regulations, supervisory requirements, and payment-related products and processes
• Strong analytical and problem-solving skills
• Excellent communication skills in both German and English, written and spoken
• Experience working with regulatory authorities and internal stakeholders
• Ability to lead and motivate a team

Join us, and let’s connect the world  

Western Union is transforming its business and shaping the financial services sector by driving quality, convenience, and customer service to new levels of excellence. It’s an exciting time for our organization, as the largest cross-border money transfer operator, trusted by millions of consumers around the world. If you’re ready to unleash your potential to help drive change through bottom-up innovation, apply now. 

We’re a company on the move, and we want our people to grow and develop. You’ll have plenty of opportunities to learn new skills and build a career, as well as a great salary and benefits package. 

We are passionate about our diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams, while reflecting the communities we serve. We do not discriminate on the basis of race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran (U.S.) status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, in accordance with applicable law.