Lead Analyst, AML Compliance

Lead Analyst, AML Compliance – Denver, Colorado

Do you have impeccable analytical skills, an eye for detail, and strong business acumen?  Are you looking to join a global financial company that encourages and embraces an inclusive workplace?   Join Western Union as a Lead Analyst, AML Compliance!

Western Union powers your pursuit

One of Western Union’s most valuable assets is its licenses. This position is primarily responsible for developing, executing and maintaining reports, projects and regulatory communication to ensure that Western Union and its licensed affiliates/subsidiaries remain properly licensed in relevant jurisdictions. This includes ability to read and understand regulations governing Money Services Businesses, end-to-end ownership of report preparation and analysis for maintaining money transmitter, check seller or any other business activity license including conferring with regulators as to the content and timing of certain reporting. As new licensing requirements emerge, either by changes in laws or products, this role is responsible for determination of requirements and execution of license applications or amendments. The timely and accurate execution of regulatory filings protects the company’s ability to continue to do business and protects the company from fines and/or adverse repercussions including license revocation or negative news reports. Specifically, this position has the overall responsibility for fulfillment and execution of Western Union’s licensing program.

Role Responsibilities

• Fulfillment and coordination of responses for U.S. State and Federal licensing and/or registration.
• Maintaining the central repository of all materials provided in the scope of licensing and correspondence with regulators.
• Relationship management with regulators and business partners in order to accurately represent the company and timely meet regulatory requirements
• Ensuring uniformity in presentation of our regulated businesses to regulators.
• Independently review information provided by various subject matter experts to ensure documentation provided in regulatory reports is responsive and timely.
• This role requires the ability to interpret, understand, and apply relevant statutory and regulatory requirements in order to ensure appropriate compliance.
• Must be able to conduct legal research and understand applicability of laws to licenses.
• This role requires the ability to review and analysis financial and transactional reporting for responsiveness and accuracy.
• Collection, maintenance and provision to regulators of highly sensitive company and personal officer information.
• Coordination of provision of regulatory notices of company business information; changes or updates to enforcement actions.

Role Requirements

• Minimum five+ years of relevant experience in complex retail/consumer financial services/payment services organizations with multiple financial products, or a regulatory agency or law firm involving compliance issues relating to anti money laundering, Bank Secrecy Act, and related state and federal money transmission laws and regulations.
• Minimum of five+ years of experience in any of the following areas: financial industry or similar licensing, regulatory oversight, or exam management.
• Understanding of retail/commercial financial services products
• Understanding of anti-money laundering regulations and state and federal money transmission laws within the banking/financial services industry.
• Bachelor's degree preferred.
• Paralegal certificate and/or legal research experience required.
• CAMS/CFCS certification preferred.
• Ability to work with multiple state systems platforms.
• Experience with the Nationwide Multi-State Licensing System (“NMLS”) preferred.

We make financial services accessible to humans everywhere. Join us for what’s next. 

Western Union is positioned to become the world’s most accessible financial services company —transforming lives and communities. We’re a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward. 

  

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You’ll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you’re ready to help drive the future of financial services, it’s time for Western Union. Learn more about our purpose and people at https://careers.westernunion.com/ 

  

Salary 

The base salary range is $78,750-105,000 USD per year, total on target compensation includes a base salary and short-term incentives that align with individual and company performance. Actual salaries will vary based on candidates’ qualifications, skills, and competencies

Benefits 

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few (https://careers.westernunion.com/global-benefits/). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment. 

  

Your United States – Specific Benefits Include 

• Family First Program 
• Time off 
• Medical, Dental and Life Insurance 
• Student Loan Repayment Program 
• Tuition Assistance Program 
• Parental Leave 

  

Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, problem-solve together, and innovate.   

  

Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week.  

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws. 

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